Nowadays, when we go shopping, we will meet people promoting credit cards running to us, asking us to get a credit card. When we say we have one, they ask us to just get the card for a free gift and then cancel it later if we want to.
Getting a credit card is as easy as ABC now and people who own credit cards today are not rich men anymore. Anybody can own one. The problem now is how to repay with the high interest rate of credit cards? Many people tend to spend beyond their capability and when they can’t repay, they get a fast loan.
I just hope my husband and I will be able to manage our money properly for the future of our children. I think that’s our duty as parents.
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